DilcreditSee how lenders see you.
Dilcredit estimates the credit limit lenders are likely to offer you — in about three minutes, without touching your credit score.
Two details. A rough idea of your limit.
Your income and how you earn it matter most to lenders. Move the slider to see a ballpark figure — the app refines it with a few more details.
Illustrative only. This is not a loan offer — each lender decides the final amount when you apply.
Three short steps to your estimate
No paperwork, no bank statements. Just the details lenders usually look at first.
About you
Your name, PAN and date of birth, as printed on your PAN card.
Work and income
How you earn — salaried, self-employed or business — and your monthly income.
Your plans
What you want to borrow for and roughly how much. It doesn’t change your estimate.
Your estimate
A likely limit, a range and your credit standing. Check again every 48 hours.
Mainly your income, and how you earn it
We compare your profile with what lenders usually look for. Here is what goes into the number — nothing hidden.
What you take home each month
Salaried, self-employed or business
One of the risk signals lenders use
Three permissions, and why we ask
Model, system version and network. Keeps your account safe from misuse.
Tells us whether we can serve your area.
The list of apps on your phone. One of the signals we use for your estimate.
Dilcredit doesn’t lend money
Your estimate shows how lenders are likely to see you. When you apply for a loan, each lender runs its own assessment and makes its own decision.
- The estimate is indicative — not an offer, approval or sanction of credit.
- Actual limits, rates and fees are set only by the lender.
- We never charge a fee on behalf of any lender.
Will checking affect my credit score?
No. Dilcredit gives you an estimate only. It does not apply for credit on your behalf, so your credit score is not affected.
Is Dilcredit free?
Yes. Getting your estimate is free, and we never charge a fee on behalf of any lender.
Is the estimate a loan offer?
No. It is an indicative range to help you plan. Lenders make the final decision after their own assessment, and may offer a different amount or decline an application.
How often can I check again?
You can retry every 48 hours with your latest details. Retrying on its own won’t increase your estimate.
Who can use Dilcredit?
Indian residents aged 18 or above who can enter into a contract under Indian law.
How do I delete my account and data?
You can request deletion any time from the account deletion page or by emailing support@dilcredit.com. See our Privacy Policy for details.
Know your number before you apply.
Free on Android. Takes about three minutes.